Mortgage Loan Specialist / Senior Processor

Company: Progressive Bank
Location: Monroe
Posted on: January 10, 2022

Job Description:

Review approved loan application packages to ensure all signatures have been obtained, collect missing data and prepare file for processing in accordance with regulations and/or guidelines for loan programs and investors. Ensure loan packages are shipped in a timely manner to avoid penalties/fines.
ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Review approved applications and make appropriate files according to loan type. i.e. Conventional/FHA/Rural Development/VA
• Ensure appropriate signatures have been obtained and correct data input errors and omissions.
• Serves as back-up for the Mortgage Loan Originator to take loan applications
• Interact professionally with customers and other vendors to obtain missing or invalid information and documentation.
• Obtain and review documentation for accuracy and authenticity. Careful review of all documents including applications and stipulations for potential fraud.
• Communicate suspected fraud and or discrepancies to the Department/Division Manager.
• Assist internal and external customers regarding loan documentation and processing.
• Keep computer system and customer information secure.
• Attend training classes and seminars as requested to keep abreast of changes in laws/regulations related to real estate lending.
• Attend community functions as requested to build peer relationships, establish professional network, and promote Progressive Bank.
• Respond to problems in a prompt professional manner.
• Serve as back-up for closing packages as needed.
• Complete Monthly TENA Reports timely.
• Maintain a professional demeanor at all times promoting the Real Estate Division and Progressive Bank.
• Order appraisals, credit reports, background checks, reference checks and other information as needed on residential loan applicants.
• Verify that the loan meets program/investor specifications and/or guidelines and that the borrower profile is appropriate for the program selected.
• Complete annual on-line training timely.
• Participate in special departmental projects such as file research, preparation for an audit, review of files, creating of new documents, developing new processes / procedures as requested by a supervisor relating to the bank and its functions.
  SUPERVISORY RESPONSIBILITIES: None
  QUALIFICATION REQUIREMENTS:To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  Education and/or Experience:
  • High School diploma with a minimum of 2 years of applicable experience preferred.
    Knowledge, Skills and Abilities:
    • Ability to deal with employees and public in a courteous, tactful and patient manner.
    • Effective verbal and written communication skills.
    • Affluent in the use of various software programs including Calyx, Word, Outlook and banking software packages.
    • Ability to handle multiple tasks
    • Must exercise accuracy, alertness, good judgment, courtesy, tact, and patience
    • Must maintain a professional appearance.
    • Good organization, managerial, public relations skills, particularly in working with documentation that may require special or confidential handling.
    • Ability to work independently with little supervision.
    • Meet deadlines to ensure the bank or customer does not suffer a loss.
      SPECIAL REQUIREMENTS: None
      EQUIPMENT OPERATED:
      • Fax machine
      • Copy machine
      • 10-key calculator
      • Typewriter
      • Personal Computer
        PHYSICAL DEMANDS AND WORK ENVIRONMENT:The physical demands and work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
        • While performing the duties of this job, the employee is regularly required to sit; use hands to handle, or feel objects, talk and hear. The employee is occasionally required to stand, walk, and reach with hands and arms.
        • The employee must occasionally lift and/or move up to 20 pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus.
        • The noise level in the work environment is usually moderate.
          The duties listed above are intended only as illustrations of the various types of work that may be performed. The job description does not constitute an employment agreement between the employer and employee and is subject to change by the employer as the needs of the employer and requirements of the job change.Basic Qualifications
          • High School diploma with a minimum of 2 years of applicable experience preferred.
          • Affluent in the use of various software programs including Calyx, Word, Outlook and banking software packages.

Keywords: Progressive Bank, Monroe , Mortgage Loan Specialist / Senior Processor, Other , Monroe, Louisiana